C4040-108 M70-101 OG0-093 117-102 1Z0-481 350-018 646-206 A00-240 NS0-504 PEGACLSA_6.2V2 VCP550 070-480 220-802 640-554 70-466 MB7-702 70-417 74-335 C_HANATEC131 C2090-303 070-243 070-417 1Z0-060 70-460 70-487 M70-301 MB6-869 1Z0-144 1Z0-599 400-051 70-458 810-420 C_TBW45_70 C2090-540 C2180-276 C4090-452 EX0-001 HP2-E59 PEGACSSA_v6.2 1Z0-061 220-801 640-911 70-680 C_TSCM52_66 ICBB 070-331 312-50v8 820-421 MB7-701 070-414

Posts Tagged ‘diamond insurance’

Working with Insurance companies can become very tricky when it comes to replacement of lost or stolen

jewelry. We hope the following tips will help you make the right decision on why, what, how and how much to insure your diamonds for.

After you’ve chosen a beautiful piece of jewelry, your next decision should be how to protect it.  The standard homeowners policy provides only limited coverage for jewelry, often excluding breakage or loss. With specific jewelery insurance you’re completely covered.  What diamond jewelry insurance generaly covers;  loss, theft, mysterious disappearance and damage.

We suggest periodic inspections of your insured items. Why, you ask? There are two major reasons.

1. While insurance does not cover normal wear and tear of your jewelry, you’ll have peace of mind knowing that during inspections, your jeweler can identify small problems – such as loose stones, worn prongs, and faulty clasps – before they become bigger ones.

2. Most jewelry values increase over time, so routine inspections are important for maintaining current values and adequate insurance limits. (Inspections also are a great opportunity to have your jewelry cleaned)

The cost of insurance is based on the jewelry’s retail replacement value and the state and county where theperson who wears the jewelry lives.  We advice that if you’ve not already got your bling covered, that you start shopping around for prices today!  Better to be safe than sorry, better to spend a little in protection than face a huge bill for replacement.